NFHS Officials Association Insurance Plan

NFHS OFFICIALS ASSOCIATION INSURANCE PLAN – WHO IS COVERED?

In order for coverage to apply, each official must be a registered official with a member state association or affiliate association of the NFHS, if that association registers officials.

WHEN DOES COVERAGE APPLY?

The Insurance coverage shall apply only while the member is engaging in officiating activities during regularly scheduled sports or activities competition. That sport/activity must be recognized in that state or U.S. territory/possession by the member state high school association or by high schools that follow the guidelines of the member state associations (or an NFHS affiliate association in the territory/possession). If a sport is recognized for either men or women in that state, territory or possession, the official will be covered for officiating both men and women. Coverage also applies while such member is officiating temporarily outside the United States, its territories and possessions, as long as the sport is recognized by one of the state high school associations or an NFHS affiliate association.

Officiating activities also include chain crews, and attending officiating camps, clinics and meetings.

Coverage is not limited to high school activities. It also applies to officiating activities for independent youth or recreational leagues, junior college and college events but only for sports that are recognized for high school participation by that state's high school association.

No coverage is provided for the officiating or the managing of any professional sport or activity.

Fee loss, Catastrophic Medical and Cardiac/Circlatory Death Benefit Coverages are no longer included in the insurance package.