Official Coverages 2020-21

General Liability Insurance

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Carrier: Scottsdale Insurance Company
Aggregate Limit $5,000,000
Products-Completed Operations Aggregate Limit $5,000,000
Each Occurrence Limit $2,000,000
Personal and Advertising Injury Limit $1,000,000
Damage to Premises Rented to You $300,000
Premises Medical Payments $5,000
Sexual Abuse & Molestation – Each Occurrence $1,000,000
Sexual Abuse & Molestation – Aggregate $2,000,000
Participant Legal Liability $1,000,000
Crisis Response - Each Event/Aggregate $25,000
Deductible $0

Accident Insurance

Carrier: Hartford Fire Insurance Company
Accident Medical Expense Benefit
Maximum Benefit $50,000
Deductible $250
Accidental Death & Dismemberment Maximum Benefit: $10,000
Heart & Circulatory Malfunction Maximum Benefit $10,000
Physical Therapy – per Visit Up to $50 Per Day
Physical Therapy – Maximum per Injury 40 Days, Limited to One Treatment Per Day
Durable Medical Equipment – Maximum per Injury Up to $1,000 Per Covered Accident
Prescription Drug – Maximum per Injury Up to $1,000 Per Covered Accident
Benefit Period 52 Weeks
Concussion $100
Treatment by Physician Within 26 hours
Concussion – Maximum 3

Covered Activities

Insured persons are covered for injury resulting from an accident which occurs directly from:

  • Activities that are scheduled, sponsored, or supervised by the policyholder;
  • Premises owned, leased or borrowed by the policyholder;
  • Travel scheduled, sponsored or supervised by the policyholder. (accident medical coverage only)
  • For officials/referees, coverage shall apply only while the member is engaging in officiating activities during regularly scheduled sports or activities competition, which includes assigning, chain crew, and
    attending or operating officiating camps, clinics or meetings.
  • Coaches - coverage is only afforded to those members of the National Federation Coaches Association who are certified by the NFHS as having completed the National Federation Coaches Education Program.
Claim, Certificate of Insurance and Detailed Coverage Information Contact:

Dissinger Reed, 8700 Indian Creek Parkway, Suite 320, Overland Park, KS 66210

Phone: 800-386-9183 or 913-491-6385

Fax: 913-491-0527